DenizBank AG, a member of the globally successful DenizBank Financial Services Group and Emirates NBD, is an Austrian universal bank with a strong presence in Austria and Germany. We are committed to provide our customers innovative and customized products and are looking for personalities, who continuously raise banking to a new level.
Senior Credit Risk Analyst (m/f/d)
Vollzeit
- Analyze credit proposals based on financial, industrial and structural factors, current market conditions and rating assessments
- Perform financial analysis (balance sheet, cash flow, profitability, etc.)
- Prepare credit risk assessment reports
- Support the Credit Committee’s decision-making process
- Conduct periodic portfolio analysis
- Perform & validate rating assessments
- Monitor covenants and conditions
- Follow up on financial documentation
- Coordinate with the relevant departments to obtain missing information
- Ensure data completeness and accuracy
- Apply internal credit policies and procedures
- Identify and flag potential risks
- Support risk mitigation actions
- Contribute to reporting and process improvements
- Monitor specialized lending exposures
- Support ongoing portfolio monitoring
- Minimum 5 years of experience in credit risk analysis or a similar role
- Strong financial analysis skills
- Analytical and detail-oriented mindset
- Good communication and teamwork skills
- Sense of responsibility and ownership
- Structured and organized working style
- Degree in Finance, Economics or related field
- Knowledge of corporate lending and risk assessment
- Familiarity with EU / Austrian regulations
- Fluent in English
- German is an advantage
- Responsible tasks and the opportunity to actively contribute in a dynamic environment.
- Collaboration within a motivated, international, and highly skilled team.
- Individual development and training opportunities.
- Attractive benefits: staff canteen / meal subsidies, voluntary pension plan, employee discounts, hybrid work option, and more.
Minimum gross wage in accordance with the collective agreement if the minimum requirements are met: EUR 3.375,40/month with willingness to overpay depending on professional experience and training. All job advertisements are aimed at all genders in the interests of equal treatment. If you feel addressed by this job offer, we look forward to your written application.
