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Junior/Professional - Credit Limit & Application Manager (f/m/x)
Join RBI Group Credit Limit & Application (GCLA) to help shape the community for risk governance throughout the group and provide AI driven solutions (monitoring, simulation, workflows) in corporate and FI/SOV segment – in close collaboration with analysis and underwriting team. You bring a foundation of skills that allows you to grow into credit risk evaluation and FI risk management paths. You will help shape the FI low-impact portfolio decision process and early warning system monitoring.
Your role at RBI:
Central risk governance function of risk parameters and processes monitoring, escalation and reporting for the FI and CO segment and improve group communities in risk governance
Develop your data analytical skills and daily work with LLM and AI agentic
Create environments and solutions by AI usage for self-service data & process reporting (inclusive KPIs),
Expert on credit risk types and products, applications including calculations and processes
Evaluation of the low impact FI counterparty portfolio in close cooperation with FI underwriting and analyses
Supporting the early warning system for the FI&S Portfolio and align potential measures with FI Risk Management and Financial Rating & Analyses
Grow into credit risk evaluation and active learning path towards FI risk management and analysis
Your core competencies:
Relevant educational background in data science, STEM, economics, finance, or a comparable field, combined with experience applying machine learning or AI in a professional environment
Risk conscious mindset, yet able to think in terms of general business management with the ability to challenge, influence, and support decision-making
Basic programming skills, ideally SQL and/or Python, capable of querying and analysing data from relational databases.
Ability to manage across multiple functional areas group wide (e.g., relationship management, product management, credit analysis, collateral management, workout) and to coordinate with senior stakeholders
Business level command of English; German or any CEE language as an advantage
Familiarity with quantitative risk concepts (e.g., rating models and data analytics tools) and AI-supported tools
Knowledge of relevant regulatory frameworks (EBA Guidelines, CRR/CRD, Basel III/IV, IFRS 9) and ability to apply these in daily activities
What's in it for you:
Global community: 75+ nationalities, English as the company language, and work permit support. Find out more about international applications here.
Career growth: We believe in continuous learning and proactive career development. Take on challenging work that stretches your abilities, attend trainings, and use new technologies to make a lasting impact.
Flexible work week: Flexible hours and work-from-home options from Austria
Stay healthy: Subsidized canteen, well-being programs, check-ups, and sport allowances.
Save money: Discounts, exclusive banking terms, and a heavily subsidized public transport pass.
Family support: Child allowances, gender-neutral parental leave, bilingual company kindergarten, and holiday childcare.
Competitive salary: In accordance with Austrian legal requirements, the minimum salary for this position is EUR 3.375,40 gross per month under the applicable Banking Collective Agreement. The actual salary is typically higher and will be determined individually based on your qualifications, professional experience, and the specific requirements of the role. We are happy to discuss the details in person.
If you have questions regarding our application process, feel free to check out our FAQ or our page for international applicants.
Your contact:
Martin Trnka
Talent Acquisition Team
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Build a career where your work truly matters. At Raiffeisen Bank International, with more than 17 million customers across Austria and CEE, it’s our people who make the difference. From day one, you’ll take responsibility, grow beyond ladders and org charts, and help us deliver lasting value to our customers. We are dedicated to fostering diversity, inclusiveness, and equity — striving to create a culture where every voice is heard and every individual feels valued and respected.
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Your benefits at one sight:
Join a team that values your well-being and professional development, offering a variety of benefits to support your success.
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Don't just watch your future happen.
Make it happen.
