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Senior Credit Risk Analyst (m/f/d)

DenizBank AG -
Wien, W

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Details zur Stelle

Vollzeit

Vollständige Stellenbeschreibung

DenizBank AG, a member of the globally successful DenizBank Financial Services Group and Emirates NBD, is an Austrian universal bank with a strong presence in Austria and Germany. We are committed to provide our customers innovative and customized products and are looking for personalities, who continuously raise banking to a new level.

Senior Credit Risk Analyst (m/f/d)
Vollzeit

Wien, Zentrale

Ihre Aufgaben:

Analyze credit proposals based on financial, industrial and structural factors, current market conditions and rating assessments
Perform financial analysis (balance sheet, cash flow, profitability, etc.)
Prepare credit risk assessment reports
Support the Credit Committee’s decision-making process
Conduct periodic portfolio analysis
Perform & validate rating assessments
Monitor covenants and conditions
Follow up on financial documentation
Coordinate with the relevant departments to obtain missing information
Ensure data completeness and accuracy
Apply internal credit policies and procedures
Identify and flag potential risks
Support risk mitigation actions
Contribute to reporting and process improvements
Monitor specialized lending exposures
Support ongoing portfolio monitoring

Das bringen Sie mit:

Minimum 5 years of experience in credit risk analysis or a similar role
Strong financial analysis skills
Analytical and detail-oriented mindset
Good communication and teamwork skills
Sense of responsibility and ownership
Structured and organized working style
Degree in Finance, Economics or related field
Knowledge of corporate lending and risk assessment
Familiarity with EU / Austrian regulations
Fluent in English
German is an advantage

Das bieten wir Ihnen:

Responsible tasks and the opportunity to actively contribute in a dynamic environment.
Collaboration within a motivated, international, and highly skilled team.
Individual development and training opportunities.
Attractive benefits: staff canteen / meal subsidies, voluntary pension plan, employee discounts, hybrid work option, and more.

Mindestbruttoentgelt gemäß Kollektivvertrag bei Erfüllung der Mindestanforderungen:

Minimum gross wage in accordance with the collective agreement if the minimum requirements are met: EUR 3.375,40/month with willingness to overpay depending on professional experience and training. All job advertisements are aimed at all genders in the interests of equal treatment. If you feel addressed by this job offer, we look forward to your written application.

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